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Real
Estate Calculators
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| 14 Mortgage Loan
Calculators for you to use. |
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of having to switch pages all the time, just use the navigation
bar at the left. |
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| Super
Calculator |
| This calculator
does pretty much everything. It calculates payments, debt-to-income
qualifying ratios, your monthly PITI, shows how much you will
save (or not) by refinancing, creates amortization tables, and
more. NOTE: This link is a download whereas most of the other
links are online calculators. |
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| Payment
Calculator 1 |
| Very easy
to use and similar to what you've seen all over the web. |
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| Payment
Calculator 2 |
| Also easy
to use, but different from the calculator above. |
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| Multi-Payment
Calculator |
| Allows you
to calculate several different loans at once so you can compare
payments. |
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| PITI
Calculator |
| Adds taxes
and insurance to your mortgage payment. Useful because this
is how your lender calculates your monthly housing costs to determine
your qualifying ratios. If you are impounding your loan,
it helps you to know what your total monthly payment will be. |
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| Qualifying
Calculator |
| How much
income does it take you to qualify for a particular home?
This calculator will tell you. However, you may want to
adjust the qualifying ratios to 33/38 or whatever your local lender
recommends. |
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| Affordability
Calculator |
| How much
house can you afford with your income? This calculator helps
and is designed for those putting less than twenty percent down. |
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| Rent
vs. Own |
| Rents have
risen considerably recently. This calculator helps to show
what your net gain may be in owning rather than renting, taking
many considerations into account. |
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| Principal
After X Years |
| Perhaps
you plan to sell this home in five years and want to know what
your mortgage balance will be at that time. T |
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| Principal
Prepayment Calculator |
| This mortgage
calculator tells you when your normal payoff would be and when
it would be if you paid a specific extra amount each month. |
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| Prepayment
Analysis Calculator |
| Suppose
you want to pay off your mortgage in a specific period of time.
How much should you pay monthly to accomplish your goal? |
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| Prepay
Principal or Invest the Money? |
| This calculator
will help you make the decision on whether it makes more sense
for you financially to pay down your mortgage or put some money
away in financial investments of various kinds. |
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| Bi-Weekly
Mortgage Calculator |
| A bi-weekly
mortgage is basically the same as making one extra mortgage payment
a year. This calculator tells you how quickly you would
pay off your mortgage if you were making the payments once every
two weeks instead of once a month. |
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